As with other Capital One accounts, there is no minimum opening deposit and no minimum balance requirement. The Capital One 360 Performance Savings Account is a high-yield savings account that earns 4.30% APY.

Customers can set up online bill pay with their Capital One checking account, too. If that’s not enough, Capital One checking accounts also earn 0.10% on all balance tiers-lower than what some of the best checking accounts offer, but still above the national average, according to the FDIC. Each account comes with a 360 Checking Mastercard debit card, a complimentary first checkbook, no minimum opening deposit and no ongoing balance requirements.Ĭapital One also offers three overdraft options for its 360 Checking accounts: Checkingįor your checking needs, there is the Capital One 360 Checking Account. Capital One also provides CDs, auto loans and a wide variety of credit cards with no foreign transaction fees. You’ll find a simplified checking and savings portfolio, but the account offerings are competitive compared to most banks. Capital One 360 banking offers the high interest rates of an online challenger bank plus the convenience of a broad ATM network and branches for in-person deposits and payments.

Capital one online savings bonus